about you last week, I thought I could hear you screaming but there were so many screams it was hard to tell where they were coming from. I'm just glad the margin price was more than a penny pincher like me was willing to spend or I would have been on the wrong side like most. The thing that worries me the most is that the economic fall out from Covid 19 is going to be with us longer than virus. It may look like things are going back to normal but that will be deceiving. We had a decade of Bull Markets, I expect half of this decade to give us Bear Markets.