I'm just taking what the market gives me based on a guess-----so please forgive me if some of your money ends up in my pocket. I'm sure you will get the opportunity for me to give some back to you. We are both very stingy with our donations so probably no harm done with our money changing hands now and then. One of us is going to be a winner and the other a loser-----the time to be cautious is when we are both on the same side. That is when we both could get a GUT PUNCH for a major donation. Misery always loves company.